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Irgc minutes march 6, 2008 page 19 davenport, public safety, education, the greater quad city area, youth service agencies, parks and playgrounds, downtown davenport and the area from locust street to the river. she stated that the original debate for river cities to have casinos was to rebuild cities that had suffered economically due to the loss of industries, causing the core city to decline. she advised that a majority of downtown davenport was either demolished or boarded up 15 years ago. ms. chamberlin stated that 55% of the million dispersed by rda has been spent in the area from locust street to the river. of that percentage, approximately million has been spent on downtown davenport. davenport has been named one of iowa's great places. ms. chamberlin stated that rda looks forward to continuing to work with the city of davenport on the revitalization of the city. she stated that any study should not only reflect the economic advantage to a new community, but also any economic shortfall to those communities who have been in the gaming industry for a period of time. she advised the commission that various team members from rc volunteer or serve on various boards within the community. ms. chamberlin concluded her remarks by requesting the approval of the license renewal application. mr. ketterer asked for an update on the facility. ms. chamberlin stated that she spoke to virginia mcdowell, chief operating officer of ioc, prior to the press release. she indicated there is much to be learned yet about the re-branding process. she believes that davenport will more than likely end up in the lady luck portfolio. ms. chamberlin stated that she assured ms. mcdowell that rda looked forward to working with them to determine the best manner to maximize the value of the license. mr. hyder advised that bernie goldstein, president and chief executive officer ceo ; of ioc, retired for the second time. jim perry, a veteran of the gaming industry, has been appointed the new ceo. he stated part of the company's strategy is look at the brand itself, and reposition the two brands to meet specific market needs. hearing no further comments or questions, chair cutler requested a motion. commissioner hamilton moved to approve the license renewal of rda ioc davenport, inc. d b a rhythm city casino as an excursion boat that will not cruise. commissioner bair seconded the motion, which carried unanimously. see order no. 08-28 ; chair cutler called on washington county riverboat foundation, inc. wcrf ; riverside casino & golf resort, llc d b a riverside casino & golf resort riverside ; . dan kehl, ceo, introduced tim putney, president of the wcrf, and joe massa, general manager at riverside. mr. putney requested the commission's support of the license renewal application for riverside. mr. massa indicated the license renewal does not contain any information out of the ordinary, but did point out that riverside would be changing from a moored barge to a gambling structure. he stated there would be no adjustments needed to the physical facility to accomplish the change and grand online casino. Legislation authorizing a lottery that has been introduced in the general assembly requires the lottery commission to maximize revenue. in order to achieve this goal, across the country lottery commissions have found that `certain disadvantaged socioeconomic groups tend to gamble proportionately greater amounts of their overall income' and marketing strategies have been directed at these groups. the national gambling impact study commission found that certain poor neighborhoods in boston had almost 10 times the number of lottery outlets per capita as did more affluent areas. our second major finding is that 5 percent of those who gamble will become problem or pathological gamblers. often referred to as compulsive gamblers, these persons have their lives ruined by the state. and compulsive gamblers spend large sums on lotteries. clodfelter and cook report that five percent of lottery players those who played , 870 or more in one year ; account for 54 percent of total sales. also, those who spend at least , 619 per year bought 82 percent of tickets. and a lottery is often the entry point for those who become compulsive gamblers and many states with a lottery eventually add casino gambling. compulsive gambling is linked with increased rates of domestic violence, child abuse, divorce, suicide, alcohol abuse, drug abuse and other crimes. in addition, more than half of pathological gamblers end up stealing money, often from their employers. senator marc basnight accurately portrayed the reality of compulsive gambling when he pointed out that a state lottery will take food off the plates of children. a maryland state agency calculated that it costs society up to , 000 per year for each pathological gambler. based on national prevalence rates and other research, including a harvard university study, we estimate that as many as 400, 000 citizens of our state will become compulsive gamblers if a lottery is legalized here. our third major finding is that a lottery hurts retail business.suffice it to say that over the years retailers have found that a dollar that is spent on a state lottery is a dollar that is not spent on retail sales. lottery proponents claim to care about the loss of business to retailers in border counties but they forget to mention that same effect will be felt statewide if we have a lottery. and of course, a loss of retail sales means a loss of jobs and a loss of sales tax revenues. in conclusion, let me say that those of you listening to the various speakers here today may feel the debate between lottery proponents and opponents--is like two trains passing in the night. the reason for 3 and online flash casino. 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Galactic zoo dossier issue #7 dc342 mag 2xcd the mind and cramped hands ; of steve krakow bring you another issue of your favorite little hand-drawn, psych-obsessed zine. emphasis is most definitely not on "little", as this issue continues the trend of ever-increasing bang for your buck. two cds of new and old tunes you've never heard, countless pages of great writing and illustration, plus two sets of trading cards. bill callahan women dc272 sketchbook bill callahan the death's head drawings dc280 sketchbook bill callahan ballerina sketchpad dc281 sketchbook from deep within the smog, a visual tour of bill callahan's most frequent thoughts; it's his motivation. john fahey how bluegrass destroyed my life dc124 paperback book facts and fictions from one of our nation's foremost fingerpickers! it sounds gross, but looks great on paper. fahey on fahey, if you will. his life is now an open book. john fahey vampire vultures dc245 paperback book the second dose of fahey on fahey. the tales and travels of an american legend. royal trux the adventures of royal trux #10 dc157 comic book were you there the night it all came to end? we know why god kicked adam and eve out of the garden he was jealous. the dorreen kurchner pencil and inks the words of neil michael hagerty on an existence equally novel and graphic. neil hagerty public works dc275 book collecting 17 satirical essays and short stories, public works filters the universe and alters the mind-sight as can only be done by one nh. alan licht an emotional memoir of martha quinn dc213 paperback book some rock-geek described licht's tome thusly: "a thoughtful and entertaining look at how music and culture infect "cross-pollinate?" ; each other, alan licht's an emotional memoir of martha quinn succeeds by being real." gregg turkington & brandan kearney warm voices rearranged: anagram record reviews dc228 paperback book a book by brandan kearney & gregg turkington. features an a z list of rock `n roll acts from the classic era to the present day--addressing over 300 musical acts with nearly 600 anagrams. rock fans will foam at the mouth in anger at the way their icons are disgraced in these absurd but anagrammatically accurate ; reviews. the minus times mt26 magazine featuring contributions from dave eggers and david berman, among others. also featured: an interview with steven malkmus and of course, the deathless prose of editor-in-chief hunter kennedy. 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Understood, are comparatively low. in e-commerce the question is rather about if it does make sense to enter! everybody can set up a web-page for free, investing two hours in studying the self explaining guide of yahoo!geocities. but this has nothing to do with e-commerce. in order to make a stand in the `creatively destructive internet darwinism'; an executive of an internet company needs to come up with a lot more than some nice customer-facing components of his front office space. the first obstacle is that the web page needs to be found in the endless vastness of cyber space. research has shown that the average internet user has no more than twenty favorite bookmark websites that they will go back to on a regular basis mcgovern, 2000 ; . getting a company's website into the top twenty bookmarks of a target market is therefore a prime objective. this is not a simple and definitely not a cheap task60. having a look at some of the most successful websites on the internet, a highly positive relation can be seen between success and a substantial number of other websites to link to the companies see: affiliate programs ; . after finding the virtual shop, it comes basically down to how useful the internet surfer finds the site. naturally, also the first question of every investor, is about the "content" of the companydot-com. it is the successful implementation of an innovative idea where so many fail. trust needs to be built between the customer and the virtual shop. this implies reliability and discretion regarding every single step of the business deal, every single time the deal gets realized. naturally it needs time to built up such a situation of trust.61 trust is extremely important in e-commerce, and failure can be unforgivable. according to the boston consulting group bcg ; and harris interactive, 25 percent of the 1999 holidays shoppers will never return to the sites again, where they once experienced purchasing problems. the goal is to create a "good-will", a "positive image" or economies of reputation". making a name is paramount in virtual markets. at least until now. once high capacity search engines become more available and widely accepted, the virtual markets, --which are still opaque and obscure for many people-- will start to become transparent. also once the consumer becomes less suspect of e-commerce, once they loose their insecurity and get used to this new shopping experience, and once quality differences can confidently be identified through infomediaries or official certificates ; then these tremendous efforts of creating a goodwill, may no longer be necessary. but we are not there yet. in internet economics, the problem is therefore not to enter the market, but to start making business and to finally survive in the market. this is the real barrier of entry into the virtual markets. like we saw on the example of laborum , it became quite easy to `create' an onlineempire, literally over night. non-physical shop infrastructure, hardly any inventory, minimum staff and focus on information trading, combined with the very profound and liquid sector of venture capital investors, make this possible. the question is, whether it is worthwhile to create this empire. i do not want to cut the survival of an online firm down to advertising expenses, but they are certainly one key to enter the virtual markets successfully. with sales of 8 million in 1997, amazon generated a loss of .2 million owing to ".heavily investing ; in marketing and promotion, product development and technology, and operating infrastructure development" u.s. department of commerce, 1998 ; ; see also: company finance and growth of firms ; . of these three investments, the first one accounted for over two-thirds. it is commonly known that a company, which is operating in cyberspace, is facing this type of entrybarriers. these expenses usually get financed with the help of investors business angels. 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